How to use Samsung Wallet to make a payment

Last Update date : Apr 11. 2023

Samsung Wallet is an easy and safe way to make a purchase with your phone or your watch. Learn more about how this useful feature works below.

How to use Samsung Wallet to make a payment

Use Samsung Wallet to make a payment

If you have added at least one card to Samsung Wallet, you may be able to access Samsung Wallet by swiping up from the bottom, on the home screen. You may also access Samsung Wallet when the phone is locked, and the display is off. To make a payment using Samsung Wallet, here is what you need to do:

1 Swipe up from the bottom of the display (from the home screen or lock screen) to open Samsung Wallet. Your default debit or credit card will show up on the screen. If you have multiple cards set up, simply swipe left or right to switch to the card you wish to use.
2 To enter payment mode, tap the fingerprint button or iris button, if you have secured Samsung Wallet with the biometric sensor, or the PIN button, if you want to enter your PIN. Then, use your fingerprint, iris or PIN to activate your credit card in Samsung Wallet.
3 Then, touch the back of the phone to the payment terminal or card machine. You might need to touch the phone to the side of the card machine in some cases. You have 30 seconds to do so, but if time runs out, simply repeat step 2. You can stop touching the phone to the payment terminal or card machine once your card has been detected.

Note: You may be required to enter your card’s PIN on the terminal or card machine to authorise the payment.

Can I use my Samsung Wallet abroad?

You can use a Samsung Wallet device to make payments when traveling abroad if the card issuer allows the physical card to be used abroad. The same currency exchange rates and fees will still apply. For further details, contact the card issuer.

Once your card is added to Samsung Wallet, it will be activated by the payment card network (e.g., Visa, MasterCard, or American Express) and the card issuer. On average, activation will take place 5 to 10 minutes after any additional verification requirements have been met, such as entering your one-time password (OTP). During that time, you will be unable to use your card in Samsung Wallet. Your card will display a notice and you will receive a notification when the card has been activated.

Note: An active internet connection is required to add a payment card in Samsung Wallet.

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