* Approved applicants only. Figures indicated include a $55 new customer advance fee however, if you are an existing Q Card or Q Mastercard holder who has used a Long-Term Finance plan before your indicative payments will be less as there is only a $35 advance fee. Fees, terms, conditions & minimum finance amount applies - $50 annual Account Fee is in addition to indicative payments (a fee of $25 applied to your Account on opening and every 6 months thereafter). Annual Account Fee must be paid in full within 55 days or it will attract interest. Minimum monthly repayment required. Interest at the Standard Interest Rate is payable on outstanding balances after the expiry of any Start-up Interest Period. The indicative repayments are only an estimate and figures should be used as an indication only. They do not represent either a quote or pre-qualification or approval. To take advantage of the Start-up Interest Free Period, the indicative monthly repayments stated would need to be made by the due date for each statement period. Therefore, you repay the purchase amount on your Q Mastercard or Q Card (as applicable) in full within the Start-up Interest Period. In this instance, the indicative monthly repayment is the finance amount divided by the Start-up Interest Period. The indicative repayments assume there are no additional purchases, cash withdrawals, fees or charges are incurred. If there is a Payment holiday in addition to the Start-up Interest Period, you will be required to make the minimum monthly payments upon expiry of such Payment Holiday.

** 12/24/36/48/60 Months Interest Free - Available on Long Term Finance (LTF) for online only. Min Spend $200/$800/$1,000 (for 36 or 48 months) /1,200 (60 months) respectively. Lending criteria, $50 annual Account Fee, fees, T&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Other interest rates and fees may apply, please visit www.qcard.co.nz for further details. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these T&Cs at any time without notice.

* 0% interest from 12/24/36 Months with equal monthly repayments. Minimum purchase $200. Late payment fees may apply. No Establishment or Monthly Service fees. Customers must apply and, be approved for a loan subject to Finance Now’s terms and conditions, fees and normal lending criteria apply. Full Disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalizing the loan. Trade In is not available with Finance Now. Samsung NZ reserves the right to amend, suspend, or withdraw the offer and these T&Cs at any time without prior notice.