Tokenization is a method of replacing your sensitive payment card information (card number, expiration date, security code, etc.) with a device-specific 'Token' which acts as a surrogate value. In mobile payments, Tokens are used to protect your payment information and to reduce the security risks inherent to plastic cards.

The industry-leading Samsung KNOX security platform monitors malicious software and activities on the Galaxy devices installed with Samsung Pay.

User Authentication

Every transaction is authenticated by your fingerprint or pin number. If your phone is lost or stolen, you can remotely lock or erase your Samsung Pay account.