* The ability to upgrade your handset as part of the Upgrade Programme is offered by us on a discretionary basis. We do not guarantee that the Upgrade Programme will continue to be offered at the time of the release of our next flagship handset, or otherwise in the future. The condition of your returned phone will be reviewed upon receipt (you may be liable for a charge for excessive damage and if the handset is beyond economic repair you will not be eligible for the upgrade). There is no obligation to upgrade after 12 months, you can settle the credit agreement at any time. Your monthly payment for future Samsung Galaxy handsets may vary. Samsung Electronics (UK) Limited, registered at Samsung House, 1000 Hillswood Drive, Chertsey, Surrey KT16 0PS, United Kingdom, acts as a credit intermediary and not as a lender. Samsung is authorised and regulated by the Financial Conduct Authority. Credit is provided by Klarna Bank AB, which is authorised and regulated by the Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority and Prudential Regulation Authority in the UK. Klarna Bank AB provides credit products for the Upgrade Programme and not for any other Samsung product. For more information, please visit www.klarna.com . Finance is only available to permanent UK residents aged between 18-80,subject to status, T&Cs apply. Full Terms and Conditions.