Ways to pay

Q Card | Laybuy

Receive up to 36 months interest free* when you purchase using
Q Card or pay in weekly instalments with Laybuy.

Purchase a Samsung smartphone or tablet and split the cost of your device over weeks or months.
With no interest to pay, you can get the latest Samsung today.

Any purchase on our online store over $200 is eligible for interest free payments when you shop using Q Card.
Or you can split the cost of your order over six weekly payments using Laybuy.

We also accept payment by Visa Debit, Visa Credit or Mastercard.

Shop now

Browse the range at shop.samsung.com/nz
Available payment options for your purchase will be displayed when you reach the checkout.

FAQs

Find your answers here

  • How does it work?

    Q Card - You will need to be an existing Q Card or Q MasterCard customer. If you don’t have either, please apply at www.qmastercard.co.nz/. Please note it can take up to 7 working days for your card to arrive.
    Laybuy - Simply select this as your payment method at the checkout. You will then need to login or create a Laybuy account.
  • Q Card - $50 annual Account Fee, $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. At end of interest free period, Standard Interest Rate of 28.50% p.a. applies.
    Laybuy - There aren't any upfront / setup fees or interest. However, If you miss a payment you will be notified immediately and late fees do apply.
  • Q Card - Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
    Laybuy - weekly automatic payments are required. If you miss a payment you will be notified immediately and a late payment fee may be charged in respect of each payment you fail to make on time. Please refer to terms and conditions for further information.
  • Create an account in a few easy steps, following an instant credit check to verify your details and apply your Laybuy limit. There are no sign up fees and no interest.

*Approved applicants only. Figures indicated include a $55 new customer advance fee however, if you are an existing Q Card or Q Mastercard holder who has used a Long-Term Finance plan before your indicative payments will be less as there is only a $35 advance fee. Fees, terms, conditions & minimum finance amount applies - $50 annual Account Fee is in addition to indicative payments (a fee of $25 applied to your Account on opening and every 6 months thereafter). Annual Account Fee must be paid in full within 55 days or it will attract interest. Minimum monthly repayment required. Interest at the Standard Interest Rate is payable on outstanding balances after the expiry of any Start-up Interest Period. The indicative repayments are only an estimate and figures should be used as an indication only. They do not represent either a quote or pre-qualification or approval. To take advantage of the Start-up Interest Free Period, the indicative monthly repayments stated would need to be made by the due date for each statement period. Therefore, you repay the purchase amount on your Q Mastercard or Q Card (as applicable) in full within the Start-up Interest Period. In this instance, the indicative monthly repayment is the finance amount divided by the Start-up Interest Period. The indicative repayments assume there are no additional purchases, cash withdrawals, fees or charges are incurred. If there is a Payment holiday in addition to the Start-up Interest Period, you will be required to make the minimum monthly payments upon expiry of such Payment Holiday.

**12/24/36 Months Interest Free - Available on Long Term Finance (LTF) for online only. Min Spend $200/$800/$1,000. Lending criteria, $50 annual Account Fee, fees, T&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these T&Cs at any time without notice.