Ways to pay
Q Card | Laybuy
Receive up to 36 months interest free* when you purchase using
Q Card or pay in weekly instalments with Laybuy.
Apply for a Q Card today
Q Card can be used to pay for in-store and online purchases at a growing number of NZ retailers.
If you don’t already have a Q Card, you'll need to complete an application form. Once you're approved you'll be eligible for interest free payments on any purchase on our online store over $500 and up to 36 months interest free on purchases over $1,000.*
Get it now. Pay it in 6.
Laybuy is a payment option that splits the cost of your purchase across six weekly payments.
Simply select 'Laybuy' as your payment method in the checkout. You'll need to login or sign up for a Laybuy account. You'll be taken through this step-by-step process as part of your checkout.
Q Card - you'll need to be an existing Q Card holder or you will need to apply via the Q Card website - www.qcard.co.nz . Applications can take up to ten days.
Laybuy - simply select this as your payment method at the checkout. You will then need to login or create a Laybuy account.
Q Card - a $50 annual account fee applies. At the end of the plan, interest will be charged at the standard rate of 25.99%. Other conditions, fees and charges apply, see relevant product websites for details.
Laybuy - There aren't any upfront / setup fees or interest. However, If you miss a payment you will be notified immediately and late fees do apply.
Q Card - Minimum monthly payments are required. If you only pay the minimum repayments each month, you’ll not pay out the balance within the selected interest free term. Fee and charges will apply if minimum monthly repayments are not met or if you do not pay the balance off in full before the interest free period expires. Please refer to terms and conditions for further information.
Laybuy - weekly automatic payments are required. If you miss a payment you will be notified immediately and a late payment fee may be charged in respect of each payment you fail to make on time. Please refer to terms and conditions for further information.
Create an account in a few easy steps, following an instant credit check to verify your details and apply your Laybuy limit. There are no sign up fees and no interest.
* Terms and conditions apply. 36 months interest free terms are available on any Samsung online store purchase totalling over $1,000, 24 months interest free on purchases totalling over $800 and 12 months interest free on purchases totalling over $500. Approved customers only. Monthly payments must be made during the interest free period. Interest and payments are payable after the interest free period expires. A $50 annual account fee for Q Card applies. At the end of the plan, interest will be charged at the standard rate of 25.99%. Other conditions, fees and charges apply, see relevant product websites for details.