Purple Visa Card Benefits
From earning rewards when you shop, plus the freedom of long term interest free finance ranging from 6 to 60 months* at the Home of Samsung. With more flexibility than ever, the Purple Visa Card is designed to fit your lifestyle.
Don’t have a Purple Visa Card yet? Apply today! Once approved, you can enjoy up to 60 months interest free.
Join the Samsung family today
Choose a product, then apply for Purple Visa Card at checkout.
FAQs located PVC website
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Who can apply for a credit card?• 18 years or older;
• A New Zealand citizen or permanent resident living in New Zealand; and
• Earning or receiving a regular income. -
How do I apply for a credit card?Applying for a credit card is easy. You can apply by clicking here 🡥 or you can call us on 0800 801 808 🡥 and one of our Customer Experience Team members will be happy to talk you through the application process.
When applying through the above methods, please have the following things handy:
• A current and valid Passport or New Zealand Driver Licence; and
• Details of your income and regular expenses. -
Can I apply for a credit card if I don’t have a Driver Licence or Passport?Unfortunately you will not be able to complete our online application form, however if you have a NZ Firearms Licence or a Kiwi Access Card then feel free to complete an application in-person with one of our participating retailers.
If I change my mind about my credit card application, can I cancel it?
Yes, if you’d like to cancel your application after you have submitted it to us, please call us on 0800 801 808. -
What credit limit can I apply for?You can apply for a credit limit between $1,500 and $15,000.
You’ll have to provide us with information about your income and your regular monthly expenses, so we can assess your current financial position. -
Can I request a credit limit of more than $15,000 when I apply for a credit card?When you apply for a new credit card, the maximum credit limit we can offer you is $15,000. Let us know when you apply if you would like a credit limit of more than $15,000 and we’ll assess your application. As a responsible lender we need to make sure that by having one of our credit cards you’re not taking on debt that you may not be able to repay.
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Can I include my partner’s income in my application as additional income?No, you can’t include your partner’s income. If your partner is the main earner, it’s best for them to apply for the credit card instead.
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In my application, can I list more than three sources of income?No, we only accept up to three sources of income. Most of your income should come from your primary source. Your source of income must be declared for tax purposes and can be any one of the following:
• Salary
• Wage
• Commission
• Rental property
• Interest / Dividends
• Superannuation
• Benefits
• Profit (If you are self-employed)
• Child support
Please remember that any income you declare on your application must be earned or received by you (so not your partner or spouse’s income). -
Can I apply for a joint application with my partner or spouse?No. If you want your partner or spouse to have a credit card that’s linked to your Card Account, you can apply for an additional card when you apply for your own credit card. You’ll both share the same credit limit that will be approved for your card.
You can also apply for an additional card by logging into eMoney 🡥 and completing the online form or by calling us on 0800 801 808 🡥.
Once we’ve received your request for an additional card, we’ll contact the Additional Cardholder to:
• Confirm if they would like to receive a credit card that’s linked to your Card Account;
• Request additional personal information to complete the application;
• Request identification documents to verify their identity, and
• Provide them with a copy of the Terms and Conditions and Rates and Fees associated with the credit card.
Please note, we’ll only contact the Additional Cardholder once we’ve processed and approved your application. -
How long does it take to apply for a credit card?It should take you about 10 minutes to fill in the online application form 🡥 . It might take you a little longer if you apply in-store.
Here’s what you’ll need to get started:
• A current and valid Passport or New Zealand Driver Licence – so we can verify who you are; and
• Details of your income and regular expenses. -
Can I save my application and complete it later?No, you can’t save your application form. Before you start applying for a credit card, it’s best to make sure you have all the necessary information you’ll need nearby (see the question above).
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Can my credit card be issued in the name that I go by (nickname)?Unfortunately, the name on the card needs to match the legal name on your account.
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What does it mean if my application is conditionally approved?If your application is conditionally approved, it means we need additional information from you before we finalise your application.
You will receive an email from us telling you what you need to complete your application and how to do this. -
If I’ve been conditionally approved, what do I need to do to get fully approved?You will receive an email telling you what you need to complete your application and how to do this. In most circumstances, you’ll need to do one or all of the following:
1. Send us a document that verifies your income and/or expenses:
• A bank statement from a New Zealand bank
2. Send us a document that shows your home address. These are the types of documents we’ll accept:
• A bill from your water, power, gas, telephone, mobile or internet service provider
• A council rates notice or valuation notice
• A bank statement from a New Zealand bank
• Any insurance policy
• A letter from the Electoral Office
• Any documentation from a Government agency that includes a unique reference ID
• A letter from a Solicitor confirming your recent house purchase
• A tenancy agreement
3. Send us a certified Identification Document (ID). These are the documents we’ll accept:
• NZ Passport
• NZ Driver License
• Overseas Passport -
If my application is declined, when can I reapply?If your application for a credit card was declined and you want to apply again, you’re welcome to do so after six months and we’ll assess your application then.
My Identification Document (ID) is expired, can I still use it for my application?
No, your ID must be current to complete our on-line application form. -
Why do you need to know my friend or relative’s phone number?If we need to speak with you urgently but can’t get hold of you, we’ll phone your friend or relative to ask how we can get in touch with you. Rest assured that we won’t talk about your account with your friend or relative.
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Why do you need to know what my income is?As a responsible lender, we need to know what your income is and what your regular expenses are to make sure you can make repayments on your credit card for the credit limit you have requested without suffering undue hardship. If we do not think you can make repayments, or we think the credit limit requested is too high for you, we may decline your application or propose a lower credit limit.
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Why was my application declined?There are various reasons why any application for a credit card may be declined. It could be because of your credit history, income, high expenses, or other debts you may have.
As a responsible lender we need to make sure that you can afford to make repayments on your credit card without suffering undue hardship.
If your application is unsuccessful, you’re welcome to apply again after six months and we’ll assess your application then. -
Why do you need my Identification Document (ID)?We need your ID so we can verify who you are (which the law requires us to do) and to prevent people from obtaining a credit card fraudulently.
Why do you need to know my email address?
We need to know your email address because it’s the best way for us to get in touch about your application and/or decision, and the ongoing management of your Card Account.
Also, if you opt to receive your monthly statements online (instead of receiving them in the post), we’ll use your email address to send you a notification to let you know that your statement is now available in eMoney 🡥 to view. We won’t send your actual statement via email. -
Who should I list as my dependents?List any persons under 18 years of age who you support financially.
Who can certify my documents?
We accept documents certified by any one of the following:
• Member of the NZ Police
• Justice of Peace
• NZ Lawyer
• NZ Chartered Accountant
• Court Official -
If I apply for a credit card, when should I expect to get a response back?When you apply for a credit card, you’ll get one of the following responses within 60 seconds:
• Approved for a credit card; or
• Conditionally approved but we still need additional information before we can finalise your application; or
• Referred to the Customer Experience Team for your application to be assessed further; or
• Declined -
Who can I have as an Additional Cardholder?You can add a family member as an Additional Cardholder on your Card Account, as long as they’re at least 18 years or older.
They’ll be issued with their own credit card. The card will give them access to your Card Account, so they’ll be able to use the card to make transactions (which you’ll pay for). You and the Additional Cardholder will share the same credit limit that has been approved for your card.
Additional Cardholders can ask us for information about the Card Account, if the information is about their Transactions, or Charges that relate to their Transactions. They can also ask us what the account balance is.
Additional Cardholders can also set and update their PIN and cancel their card at any time. If an Additional Cardholder needs a replacement card because it has been lost or damaged, they should advise us directly so that we can try to prevent any unauthorised transactions. We will reissue a card for the Additional Cardholder unless their card is cancelled by you.
We won’t give Additional Cardholders any personal information about you or other Additional Cardholders, beyond what can be seen on eMoney 🡥 . -
How do I apply to have an Additional Cardholder linked to my account?You can add a family member as an Additional Cardholder on your account, as long as they’re at least 18 years or older.
If you’d like to have an Additional Cardholder, log into eMoney 🡥 and complete the online form or call us on 0800 801 808.
Once we’ve received your request for an Additional Cardholder, we’ll contact the proposed Additional Cardholder to:
• Confirm that they would like to receive a credit card that’s linked to your account;
• Request additional personal information to complete the application;
• Request identification documents to verify their identity, and
• Provide them with a copy of the Credit Card Terms and Conditions and Rates and Fees associated with the Credit Card. -
Do I have to pay a fee to have an Additional Cardholder?No, there is no fee to have an Additional Cardholder on your account.
You and your Additional Cardholder will share the same credit limit that has been approved for your card.
Reasons to buy online
Trade-In and Save
Receive an instant credit when you Trade-In an eligible device.1
Trade-Up
Trade-Up is the perfect opportunity to upgrade your appliances. You’ll get a discount on the selected smart model, while we take the old product off your hands to be recycled.2
Free NZ Delivery
Free standard delivery to your door within New Zealand. T&Cs apply.3
Free returns
Change your mind? Return it within 14 days in its original condition for a refund.
* Purple Visa Card: 6 months (min spend $200), 9 months (min spend $200), 12 months (min spend $249), 24 months (min spend $449), 36 months (min spend $599), 48 months (min spend $799) or 60 months (min spend $999), interest free is available on Purple Visa Card. Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees (including a $55 establishment fee and a $55 annual fee) apply. Prevailing Purchase interest rate of 26.65% p.a. will apply to any outstanding balance at the expiry of the interest free period and a Cash Advance rate of 29.40% p.a. also applies (Rates and Fees current as of 1 April 2024 and subject to change). Visit purplevisa.co.nz for more information. Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due.
1 Trade-In bonus only available with instant Trade-In. After Pay, Q Card, G Pay, Finance Now etc. are not available for transactions involving Trade-In. For more information and T&Cs, visit the website at Samsung NZ | Trade-In and save – Upgrade now to the latest Galaxy. All Trade-In transactions will be subject to the full Trade-In Terms and Conditions, and may be subject to a Non-Return Charge, Device Condition Charge, or Rejection of Adjusted Value Charge, as applicable and as outlined in the Trade-In Terms and Conditions.
2 Samsung Electronics New Zealand Limited Online Store Trade Up Program. Terms and Conditions apply.
3 Free NZ Delivery subject to Customer Terms and Conditions of Sale. Current delivery exclusions are Great Barrier Island, Chatham Islands and Stewart Island.
