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Promo mechanics

1. The Promo is open to select Home Credit Account Holders starting on said promo duration.
2. The Promo will run until September 18, 2026 at Samsung.com/ph or Samsung Online Store.
3. Qualified account holders may avail 0% interest for up to 18 months installment term with respective minimum and maximum amount value indicated below:
Basket Size Tenor Offer
Minimum ₱3,000
Maximum ₱150,000
6 Months

As low as 0% interest across all tenors*
*subject to Home Credit’s Effective Interest Rates (EIR)
No down-payment
+ 5% discount (Upon approval, during contract review,
before signing on Home Credit app)
+ Origination Fee/Processing fee of 0.5%, capped at
150 pesos per month

9 Months
12 Months
15 Months
18 Months
4. All transactions are subject to Home Credit Approval/Eligibility.
5. The entire installment transaction amount shall be deducted from the account holder available credit limit.
6. Customer must have a Home Credit Product (POS, Qwarta, Credit Card).
7. Customer must be eligible for online installment, customer should receive communication via email.
8. For customers with no offer; Home Credit will be directing them to the POS for assistance of Home Credit Sales Associates.

The promo runs from June 19, 2026 - September 18, 2026

For the complete details of terms and conditions, please click here.

*0% installment offer is subject to Home Credit approval, eligibility, and applicable spend requirements.

  • Terms and conditions apply.
  • Per DTI Fair Trade Permit No. FTEB-259992 Series of 2026.