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*Offer valid for Q Card or Q Mastercard Long Term Finance (“LTF”) purchases at www.samsung.com until 14/11/22. Payment amounts for credit back(s) are calculated by dividing the purchase price (excluding Establishment or Advance Fee) by the interest free period (for example, purchase price/36 months interest free term = Payment). 36 month interest free LTF purchase will receive 3 Payments credited back to their account, with no payments required (“Payment Holiday”) for 6 months; 24 month interest free LTF purchase will receive 2 Payments credited back to their account with a 3 month Payment Holiday; 12 month interest free LTF purchases will receive 1 Payment credited back to their account with a 12 month Payment Holiday. Payment credit back(s) will be applied to your Q Card or Q Mastercard account within 30 days of the date of purchase.

*36, 24, or 12 months interest free is available on Long Term Finance (LTF) for online purchases only. Min spend $200. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. After applicable Payment Holiday ends, minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies. Standard Interest Rate applies to Standard Purchases after 3 months interest free period ends (Q Mastercard 26.69% p.a. and Q Card 27.99% p.a.). Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.