Samsung Finance+™

Samsung Finance+ enables you to apply for a loan in a few minutes even prior to purchase of Device. The loan offers are customized basis the customer profile & credit history. The loan offers are pre-approved (credit limit basis your eligibility) and are valid for 30 days. Customer can opt for financing any time before expiry of the loan validity period at the click of a button.

You must be 22 years or more at the time of applying for a loan. Additionally, the customer must comply with the relevant KYC (Know Your Customer) norms enforced by the Reserve Bank of India. The Financing Partner reserves the right to approve or reject your loan application. You must hold a valid PAN card to apply for a loan on Samsung Finance+.

You need relevant KYC documents & need to provide the information requested during the loan application to avail the loan. You must enter the following information during the loan application journey: - Contact details including mobile number, email ID, address, etc. and share his PAN Card number. - Relevant KYC documents (Aadhaar Card, PAN Card, and Driving License). - You must click a selfie for validation. - Requisite employment details. - Account details for direct debit registration.

Simply select the ‘Pay using Samsung Finance+’ option on Samsung.com, share your details and documents with Samsung Finance+ and if eligible, get instant loan approval. Loan approval is subject to approval from Financing Partner.

The loan limit is pre-approved only for purchase of one Device. On availing so, the pre-approved loan offer is exhausted. In case, you wish to avail loan offer for another Device, you can do so only after repaying the earlier loan offer availed by you. For new loan offer, you will have to submit fresh loan request and repeat the same process.

Loan offer pre-approved will be valid for 30days from the date of approval.

It is not mandatory to hold a credit card to avail a loan on Samsung Finance+. You will be eligible for the loan offer based on your profile & credit history among other deciding factors as per the Financing Partner requirement.

Yes, a minimal fee may be charged by Financing Partner at the time of Loan offer approval.

You may pre-pay your loan using a debit card, selected wallets via the customer app or pay using cash at an Airtel Money store. These options are subject to change from time to time and are per the policies of the financing partner.

No, there is no penalty for loan prepayment.

Unfortunately, you would not be able to change the EMI payment date once the same is finalised.