Add credit or debit cards to Samsung Pay

Guy adding card information to Samsung Pay

You don't need that bulky wallet anymore. With Samsung Pay, you can add your credit and debit cards right onto your phone. Once everything is set up, you'll be able to make purchases in-person, online, or in an app with only your phone. Soon, you'll be paying the easy way.

Note: To use Samsung Pay on your smart watch with a non-Samsung phone, you must update to Android 6.0 or higher. Full card details cannot be accessed in Samsung Pay. Please contact your bank for assistance with locating a lost card or for questions regarding returns and refunds.

Add a card

Samsung has you covered, because Samsung Pay has partnered with top U.S. banks and credit card companies, like American Express, Visa, and MasterCard. Plus, we're always expanding our list of financial partners.

  1. Navigate to and open Samsung Pay on your phone.

  2. Tap Menu (the three horizontal lines) in the top left corner, and then tap Cards.

    Cards highlighted on the Samsung Pay menu
  3. Next, tap Add card; it looks like a credit card with a plus sign next to it. Next, tap Add credit/debit card.

  4. Follow the instructions to register your card. When you add a card, you must agree to the card's terms and conditions. 

  5. If you have any questions about the terms, contact the card issuer.

  6. Once the card is added, you can start using it to make in-store purchases with your phone!

Note: You can add and manage up to 10 payment cards, including credit cards and debit cards. You can also add unlimited gift cards to your account.

Add a card on a watch

Note: Initial setup and card registration for your watch may vary depending on the region or wireless service provider. Even if the cards you're adding have already been registered to your phone, they still need to be activated on your watch.

Before you can use Samsung Pay on your watch, you need to connect your watch to your phone and add a PIN. If you've used Samsung Pay before, you may be able to import cards you've already added. But if it's your first time using Samsung Pay, you'll need to add all the cards yourself.

  1. On the connected phone, open the Galaxy Wearable app.

  2. The next step will vary slightly based on what watch model you have:

    • Galaxy Watch4 series: Tap Watch settings, and then tap Apps. Tap App settings, and then tap Samsung Pay.

    • Galaxy Watch3 and Galaxy Watch Active2: Tap Apps, and then tap Manage apps. Tap the Settings icon (it looks like a gear) next to Samsung Pay.

    • Galaxy Watch and Galaxy Watch Active: Tap the Home tab, and then swipe to and tap Samsung Pay in the middle of the screen. 

  3. If prompted, sign in to your Samsung account. 

  4. Tap Payment cards, tap Add payment card, and then tap Add credit or debit card. You can take a photo of the card number or manually enter them by tapping Enter card manually.

    Note: If you haven't made a Lock screen for your watch, the app will prompt you to make one after this step.

     Screenshot of Add Credit/Debit Card in Samsung Pay
  5. Fill in all required information, and then tap Next.

  6. Review the Terms of Service, and then tap Agree to all

  7. Select a method to verify your card, and then tap Submit. Finally, tap Done.

  8. Once everything is set up, you'll be able to view watch transactions through the Galaxy Wearable app. Watch transactions are tracked separately from phone transactions.

Manage your cards

If you use one card more than others, why not add it to your Favorite Cards? You can do that and more by accessing the card's settings.

Open Samsung Pay on your phone. Tap Menu (the three horizontal lines), and then tap Cards. From there, select your desired payment card. The following options are available from this screen:

  • Tap More options (the three vertical dots) to add or remove the card from Favorite Cards. You can also delete the card from Samsung Pay.

  • To view the card issuer's customer service number or download their mobile app, tap the Info icon (it looks like the letter "i").

  • To view recent transactions on the card, swipe up from the bottom of the screen.

Information on a credit card in the Card details screen

Locate the last four digits of your cards

If you are returning an item, the cashier may ask you for your card's digital number. You can find this information quickly in Samsung Pay so you can give it to the cashier.

Open Samsung Pay on your phone. Tap Menu (the three horizontal lines), and then tap Cards. Next, select your desired card. The last four digits of the digital card number will be displayed next to "Digital card number."

You can also see your digital card number when you access your Favorite Cards in Samsung Pay. On the Favorite Cards screen, the digital card number will be displayed next to the card.

If you don't know how to use this feature, learn about managing Favorite Cards.

Digital card number highlighted in the Card details screen

Remove a card

If there is a card you don't really use anymore, you can remove it from Samsung Pay any time you want. But remember, when you delete a card in Samsung Pay, your physical card will remain active. If you want to cancel your card, contact the card issuer.

  1. Open Samsung Pay on your phone, tap Menu (the three horizontal lines), and then tap Cards.

  2. Select the card you want to remove, and then tap More options (the three vertical dots).

  3. Tap Delete card. You may be asked to enter your Samsung Pay PIN or biometrics.

Delete card highlighted in the Card details screen

Remove a card on a watch

While the Samsung Pay app on your watch and phone are similar, they are actually separate. That means payment cards need to be separately removed from both devices. If you want to delete a payment card on your watch, you can do it directly from the watch or from the Galaxy Wearable app.

Remove a card on the watch

  1. On the watch, press and hold the Back key until Samsung Pay launches.

  2. When prompted, input your PIN. If you have multiple cards, swipe to the card you want to remove.

  3. Touch and hold the card you want to remove. Tap the minus sign, and then tap Delete card to confirm.

    Credit card with a red minus sign above it

Remove a card from the watch with your phone

  1. Navigate to and open the Galaxy Wearable app on the paired phone.

  2. Tap Watch settings, and then tap Apps. Tap App settings, and then tap Samsung Pay.

  3. Tap Payment cards, and then select the card you want to remove. Swipe up on the card details, tap More options (the three vertical dots), and then tap Delete card. Tap Delete again to confirm, and then enter your Samsung account information. The card will be removed from your watch.

samsung logo action minus
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