Get the latest Galaxy phone every year.

Introducing a new way to upgrade your phone with Samsung Financing

Terms and Conditions applyφ .

How it works

How it works

Fill your cart.
Review your plan.
Pay over time.
Upgrade and save.

Fill your cart.

When you buy your next Galaxy, add Samsung Upgrade to your cart at check out.

Review your plan.

Apply for credit, find out if you’ve been approved in seconds, then simply check out. If approved, you’ll pay $0 at purchase.

Pay over time.

Receive monthly billing statements with plan details and due dates for your low monthly payments.

Upgrade and save.

After 12 months, when you return your phone in good condition, you’ll have the option to upgrade early and receive credit for up to 50% of your purchase price.

Financing Details

Financing Details

0% APR for 24 Months⊕

0% APR for 24 Months⊕

When you purchase an eligible Galaxy Note9, S9, S8, or Note8 and accessories during a promotional period, you may qualify for 0% APR with 24 equal monthly payments.

Upgrade after 12 monthsφ

Upgrade after 12 monthsφ

Samsung Upgrade requires use of the currently available financing plan. After 12 months, you'll be eligible to upgrade your phone. Just return your phone in good condition, and we'll apply a credit to your account for up to 50% of the initial financed amount. Your new phone will also be eligible for upgrade in 12 months. Other conditions apply, see Upgrade Terms for details. If you do not meet the requirements of the Upgrade Terms, you will still be obligated for the remaining payments on your phone.

Upgrade now

Upgrade now

Galaxy S9 and S9+

Galaxy S9 and S9+

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Galaxy Note9

Galaxy Note9

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Frequently Asked Questions

Find out more about our financing offers    


φLimited time only, while supplies last, exclusively on Samsung.com and the Shop Samsung App (excluding in-person Samsung Studios transactions made using the App). You must opt-in to the Samsung Upgrade Program, apply and be approved for a financing account (“Financing Account”) under the Samsung Financing Program, make an initial purchase of an eligible Samsung Galaxy device (“Initial Device”) on a 24 month payment plan using your Financing Account on standard financing terms or a separate required financing offer. The price of your Initial Device plus any applicable shipping charges and taxes is the amount you will finance with your Financing Account (“Financed Amount”). After 12 months from the date Samsung ships your Initial Device to you, if your Financing Account is in good standing, you purchase a new Galaxy device (“Upgrade Device”) on a new 24 month payment plan using the Financing Account and you return your Initial Device to Samsung in good condition and meeting all requirements stated in the full terms and conditions for Upgrade Program (“Upgrade Terms”), then you will receive an upgrade credit (“Upgrade Credit”) equal to the balance of the applicable Financed Amount that remains outstanding on your Financing Account, up to a maximum of 50% of the Financed Amount (“Maximum Credit”). The Upgrade Credit is entirely subject to receipt by Samsung of your Initial Device in good condition and meeting all requirements stated in the Upgrade Terms. If your Initial Device does not meet these requirements, the Upgrade Credit will be reduced to $25 or the balance of the Financed Amount that remains outstanding on your Financing Account, whichever is less (“Limited Credit”). If, at the time you wish to purchase an Upgrade Device, your Initial Device is not in good condition, then you may not be eligible for a Maximum Credit and if you return your Initial Device to Samsung you may receive a Limited Credit and remain liable for the outstanding balance on your Financing Account for the purchase of your Initial Device. “Good condition” means that your Initial Device powers on and holds a charge, has a functioning display and has no breaks or cracks or other visible defects that go beyond normal wear and tear.. In addition, your Initial Device must not be not on a black list of any kind and, before returning your Initial Device, you must perform a factory reset and remove all personal information from the device and disable reactivation lock, Google Factory Reset Protection and all other anti-theft locking software. If you do not return your Initial Device to Samsung within 14 days after you purchase your Upgrade Device, you will not receive any Upgrade Credit. Pending the application of your Upgrade Credit (whether the Maximum Credit or Limited Credit), you must continue to make all minimum payments as required by the Financing Account terms. This includes any amounts for the new purchase of your Upgrade Device. If the Upgrade Credit you receive is less than the outstanding Financed Amount, any remaining balance of the Financed Amount will also remain subject to required minimum payments in accordance with the Financing Account terms. After you return your Initial Device to Samsung, it will not be returned to you under any circumstances, regardless of its condition or the amount of Upgrade Credit applied to your Financing Account. Neither the Initial Device nor the Upgrade Device may be resold. The Upgrade Program may be modified or cancelled at any time in Samsung’s sole discretion. Additional terms apply. Void where prohibited. See the Upgrade Terms at www.samsung.com/us/mobile/phones/upgrade/terms-and-conditions/ .


0% APR for 24 Months with Equal Payments: Available on purchases of select Samsung Galaxy phones and mobile accessories charged to a Samsung Financing account. Minimum purchase: $350. 0% APR from date of eligible purchase until paid in full. Monthly payment equals the eligible purchase amount multiplied by .04167 and rounded to the nearest penny. Last payment may be less. Total amount of payments will not exceed eligible purchase amount. Other transactions and fees affect overall minimum payment amount. Advertised payment amount excludes taxes, delivery or other charges. Limited time offer. Regular account terms apply to non-promo purchases. Minimum interest charge: $1. Standard Purchase APR: 29.99%. Prior purchases excluded. Account must be in good standing. Subject to credit approval. Samsung Financing account issued by TD Bank, N.A.