Set up Samsung Pay on your phone or watch

Galaxy Watch3 with Start Samsung Pay screen

Meet Samsung Pay, an easy way to make purchases on a Samsung phone or smart watch. It turns your device into a digital wallet that carries credit, debit, or gift cards. And don't worry, you can use biometric security, so no one can access your financial data.

Note: Samsung Pay is only available on select phone and watch models. To use Samsung Pay on your smart watch with a non-Samsung phone, you must update to Android 6.0 or higher.

Before using Samsung Pay

Note: Samsung Wallet is available for devices running Android 9 or higher.

Here's what you'll need before you can use Samsung Pay:

  • A compatible Samsung phone or watch

  • NFC or MST support on your phone or watch

  • A supported credit, debit, or gift card from a participating bank, credit union, or vendor

  • A registered fingerprint or Samsung Pay PIN

  • Be located in the country of the participating bank, so the bank can verify your card

Set up Samsung Pay on your phone

Note: Samsung Wallet is available for devices running Android 9 or higher.

Samsung Pay usually comes preloaded on compatible phones, but you can always reinstall it, if needed.

Once it's installed, open Samsung Pay, and then tap Get started. Enter a new PIN for Samsung Pay, and then enter it again to confirm.

If it's your first time using Samsung Pay, you may be asked to add payment cards.

Get started displayed in the Samsung Pay app

Set up Samsung Pay on your watch

In order to use Samsung Pay on your smart watch, you’ll need to get started with the Galaxy Wearable app on your phone. Once you do this, you can start adding cards and making purchases from your wrist!

  1. Open the Galaxy Wearable app on the connected phone, and select your desired watch.

  2. From the Home tab, tap Samsung Pay in the middle of the screen; the latest plug-in for the watch will begin downloading. You can check the download's progress from your phone's Notification panel. An orange dot will also appear on your connected watch.

  3. When it’s finished, you will be asked to grant certain permissions.

  4. Tap Next, and, if prompted, apply any additional updates.

  5. Tap Start, and then enter your Samsung account information.

  6. From here, you can add or import cards to your connected smart watch! Tap Add card to start registering cards now, or tap Later to do it another time.

    Add card highlighted in the Samsung Pay app
  7. If you decide to add cards now, you will need to set up a PIN on your watch. In the Galaxy Wearable app, tap Set PIN, and then enter a PIN on your watch. Enter it again to confirm, and then tap Next on your phone. You can begin adding cards now.
    Note: You can skip this step if you plan to add your cards later on.

  8. To access Samsung Pay on the watch itself, press and hold the Back (top) button for 1–2 seconds.

  9. When Samsung Pay opens, swipe to the left to view the basic instructions. Then, tap the arrow to finish setting up the feature.

  10. Tap Add cardIf this doesn’t appear, tap More options (the three vertical dots), and then tap + Add card.

    Add card option on a Samsung smart watch
  11. If you haven't already set up a PIN for Samsung Pay on your watch, tap TURN ON, and follow the on-screen prompts.
    You can skip this step if you made the PIN while performing Step 7.

  12. Follow the on-screen instructions to register your debit or credit cards to Samsung Pay.

  13. Whenever you want to access Samsung Pay on your watch, just hold down the Back key on your watch. Your registered card(s) will appear, and you can use them to make purchases.

If you have any difficulty getting Samsung Pay installed or connected with your watch, check out our guide.

Use your fingerprint or irises with Samsung Pay

Note: Iris scan is only available on certain phones.

To add an extra layer of security to your Samsung Pay account, you can turn on biometric security, like Fingerprint or Iris verification.

Open Samsung Pay, and then tap Menu (the three horizontal lines) in the upper left corner. Tap Settings, and then enter your PIN if prompted. Tap the switch next to Fingerprint or Irises. Once you have chosen a security option, follow the on-screen instructions to set up either Fingerprint or Iris verification. If you don't have a Lock screen set up, you may be required to set one up for your phone.

Switch highlighted next to Fingerprint in Samsung Pay settings
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