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How long does it take to activate my card?

An active internet connection is required to add a card in Samsung Pay.

After your card is added to Samsung Pay, it will be activated by the payment card network (e.g., Visa®, MasterCard®, or American Express®) and the card issuer (e.g., Bank of America®, Citibank®, or U.S. Bank). On average, activation will take place 5–10 minutes after any additional verification requirements have been met, such as entering your one-time password (OTP). During that time, you will be unable to use your card in Samsung Pay. Your card will display a notice and you will receive a notification when the card has been activated.

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