Buy Now, Pay Later with
Buy Now, Pay Later with 
Pay monthly starting at 0% APR
Prequalify before you buy
Get your PayBright spending limit while you’re still shopping.
Quick and convenient checkout
Place your order quickly and easily by choosing PayBright as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
Easy payments
PayBright will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.
How Does It Work?
1. SELECT PAYBRIGHT AT CHECKOUT
Add your item to your cart as usual, and select PayBright as your payment method. You will then be redirected to PayBright to view payment plan details.
2. APPLY ONLINE
Apply with PayBright's easy online application in under a minute and get an instant approval decision.
Apply now
3. ENJOY YOUR PURCHASE
Once you complete your checkout with PayBright, we'll process and ship your order right away—no waiting necessary.
FREQUENTLY ASKED QUESTIONS
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How do I use PayBright?
PayBright is Canada’s leading payment installment provider. When you use PayBright to pay for a Samsung purchase at checkout, you can split your purchase into easy, automatic monthly payments.
To use PayBright as your preferred payment choice at checkout:
- 1. Add items to your shopping cart as usual, and select PayBright as your payment method at checkout.
- 2. Complete PayBright's easy online application and get an instant approval decision.
- 3. Confirm your payment plan with PayBright and return to Samsung to complete your order. Samsung will process and ship your order as usual.
- 4. Make 12 or 24 monthly payments to PayBright while you enjoy your purchase(s) that range from $200 to $15,000.
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How do I make my monthly payments?
PayBright will help you set up convenient, pre-authorized payments via your bank account or your Visa or Mastercard credit or debit card.
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Are there any limits on how much I can spend with PayBright?
PayBright payment plans are only available for orders between $200 and $15,000.
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Who can apply for a PayBright payment plan?
Yes. You'll need:
- - To be 18+ years old
- - A Canadian Visa/Mastercard credit card, debit card, or bank account. Your debit card must have the Visa or Mastercard logo
- - An SMS-capable Canadian phone number
- - To meet the minimum cart size required to use PayBright as a payment option at checkout
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Can I use PayBright to pay for only part of my purchase?
PayBright payment plans are applied to your entire order. To use PayBright for only part of your purchase, please complete two separate transactions with different payment methods.
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Can I prepay my outstanding PayBright balance?Yes! All PayBright payment plans can be prepaid at any time, without penalty.
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I was not able to complete a PayBright transaction. What happened?Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.
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How do I access my PayBright account?After you have completed a transaction with PayBright, you can access your account here. If you have any questions or trouble logging in, please contact PayBright .
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How do returns work if I paid using PayBright?Purchases made using PayBright payment plans are subject to Samsung’s standard return policy. Any returns will be processed by Samsung, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright. For information on returns, review Samsung’s return policy here.
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What if I have a low credit score?If you are not approved for 0% interest, you may be offered a payment plan with an interest rate greater than 0% or approval may be declined.
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Can I use Paybright for Appliances or Home Electronics?Yes, please visit https://www.samsung.com/ca/offer/home-appliances/#financing for details on Home Appliance offers or https://www.samsung.com/ca/offer/TVAV/#financing for details on Home Electronic offers.
Still Have Questions?
We're here to help! Call us at 1 (877) 276-2780.
Financing Terms and Conditions for Smartphones, Tablets, Laptops, Wearables Products:
On approved credit. Purchase an eligible product using a payment plan offered by PayBright by Affirm with up to 24-months term and 0% APR for qualified customers. To qualify for financing, minimum purchase value of cart must be $200 before taxes and fees. If you purchase products from multiple categories, the lowest available financing rate will be applied to each product in your cart. All the other financing terms and conditions remain the same. If you purchase products separately, then different financing rates may apply.
Applicants who are not approved for a 0% APR payment plan may be offered alternative payment plans at a greater cost of credit. All transactions are subject to approval by PayBright by Affirm. Financing offers may vary from time to time and may be amended or cancelled at any time. Financing offers may vary for customers in the Province of Quebec. See www.paybright.com/faq for more information.